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CAMEO Financial

CAMEO Financial


A powerful postcode classification for assessing credit risk - a key factor influencing an individual’s ability to make payments.

  • The only classification developed solely from Credit Data - enables you to identify credit risk as the key factor that discriminates your file.

  • Based on six years’ history of actual County Court Judgments and Bankruptcies using aggregated data from EuroDirect’s sister company Callcredit.

  • Empowers marketers to target or screen prospects based on their likely credit risk.

  • Assesses the risk carried by every postcode in the UK using two significant variables:

    • The average number of CCJs per household found within a postcode
    • The proportion of households in a postcode with bankruptcies

  • CAMEO Financial provides 7 risk types, subdivided into 42 categories for greater discrimination and understanding of the social make-up of each group.
Group Overview - CAMEO Financial

GroupsDescription% UK HouseholdsRisk Factor -
Ratio of CCJs & Bankruptcies to Households
1
Lowest Risk
22.06%
0 % - 0 %
2
Very Low Risk
6.81%
0 % - 4 %
3
Low Risk
6.75%
4 % - 6 %
4
Below Average Risk
13.74%
6 % - 11 %
5
Average Risk
16.91%
11 % - 20 %
6
Above Average Risk
18.38%
20 % - 36 %
7
Highest Risk
14.99%
36 % +

* Summary information on key demographic and socio-economic characteristics are supplied in a quick reference table
  • A robust and reliable classification that allows you to assess credit risk quickly and easily.

  • CAMEO Financial can be used to:

1) Enhance & segment consumer databases 
2) Understand your customers & responders through profiling 
3) Locate more prospects by finding look-a-likes using targeted direct mail, telecanvassing, door-to-door canvassing & Leaflet Drops 
4) Perform catchment area & site location analysis 
5) Screen mailing, telecanvassing or door-to-door lists 
6) Understand market potential and use in strategic planning, setting sales targets and evaluating site performance
7) Perform advanced statistical analysis & modelling

Click here to download a pdf of our quick reference table to help you understand CAMEO Financial in more detail...>>